Privacy Policy

We are committed to protecting your privacy and ensuring the security of your personal information. This policy explains how we collect, use, and safeguard your data.

Last updated: January 2024

Information We Collect

Information You Provide

Mortgage calculation inputs (loan amount, interest rate, etc.)
Contact information if you reach out to us
Feedback and comments you submit
Newsletter signup information (if applicable)

Automatically Collected Information

Device information (browser type, operating system)
IP address and general location
Usage data (pages visited, time spent)
Cookies and similar technologies

How We Use Your Information

Primary Uses

• Provide mortgage calculation services
• Improve our website functionality
• Analyze usage patterns and trends
• Respond to your inquiries and feedback
• Send relevant updates (with your consent)

Analytics & Improvement

• Understand how users interact with our tools
• Identify areas for improvement
• Optimize website performance
• Develop new features and content
• Ensure technical functionality

Important Note

We do not sell, rent, or trade your personal information to third parties. Your mortgage calculation data is processed locally in your browser and is not stored on our servers.

Cookies and Tracking Technologies

Types of Cookies We Use

Essential Cookies

Required for basic website functionality and security.

• Session management
• Security features
• Basic functionality

Analytics Cookies

Help us understand how visitors use our website.

• Google Analytics
• Usage statistics
• Performance metrics

Cookie Management

You can control cookies through your browser settings. However, disabling essential cookies may affect website functionality.

Data Security and Protection

Security Measures

SSL encryption for all data transmission
Regular security audits and updates
Secure hosting infrastructure
Limited access to personal data

Data Retention

Calculation data: Not stored on servers
Analytics data: Up to 26 months
Contact information: Until request for deletion
Cookies: As specified in cookie policy

Third-Party Services

We use the following third-party services to improve our website functionality and user experience:

Google Analytics

Helps us understand website usage and improve user experience.

Google AdSense

Displays relevant advertisements to support our free services.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Please review their privacy policies before providing any personal information.

Your Privacy Rights

Your Rights

Access your personal data
Request data correction
Request data deletion
Opt-out of communications
Control cookie preferences

How to Exercise Your Rights

Contact us via email
Use our contact form
Update browser settings
Use opt-out mechanisms

Children's Privacy

Important Notice

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons.

Notification of Changes

We will notify you of any material changes to this privacy policy by posting the updated policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Questions About Our Privacy Policy?

If you have any questions about this privacy policy or our data practices, please don't hesitate to reach out to us.

Legal Disclaimer

This privacy policy is provided for informational purposes and does not constitute legal advice. The information contained herein may not reflect the most current legal developments and should not be considered as legal advice or a substitute for legal counsel.

Jurisdiction: This privacy policy is governed by and construed in accordance with the laws of the United States. Any disputes arising from this policy will be subject to the exclusive jurisdiction of the courts in the United States.

Effective Date: This privacy policy is effective as of January 2024 and will remain in effect except with respect to any changes in its provisions in the future.