Legal Disclaimer
Important information about the limitations and disclaimers regarding our mortgage calculator and related financial tools. Please read carefully before using our services.
Last updated: January 2024
General Disclaimer
Important Notice
The information, tools, and calculators provided on this website are for educational and informational purposes only. They are not intended to be and should not be construed as financial advice, legal advice, tax advice, or any other type of professional advice.
Always consult with qualified professionals such as financial advisors, mortgage brokers, attorneys, or tax professionals before making any financial decisions.
Calculator Disclaimers
Accuracy Limitations
- Calculations are estimates only
- Results may vary from actual loan terms
- We do not guarantee accuracy
- Rates and terms change frequently
- Local variations may apply
What Calculators Don't Include
- Prepayment penalties
- Escrow account requirements
- Closing costs and fees
- Credit score impact on rates
- Market-specific factors
Verification Required
Always verify all calculations and terms with your lender or mortgage professional. Our tools are designed to provide estimates and educational information only.
Financial Advice Disclaimer
Not Financial Advice
The content on this website does not constitute financial advice. We are not licensed financial advisors, mortgage brokers, or financial planners. The information provided is for educational purposes only.
Important: Always consult with qualified financial professionals before making any mortgage or financial decisions.
What We Don't Provide
- Personalized financial advice
- Investment recommendations
- Loan approval decisions
- Credit counseling
- Tax advice
What We Do Provide
- Educational information
- Calculation tools
- General mortgage information
- Resource links
- Basic financial concepts
Legal Disclaimer
Legal Limitations
The information on this website is provided "as is" without any representations or warranties, express or implied. We make no representations or warranties in relation to the accuracy, completeness, reliability, suitability, or availability of the information.
No Liability: We shall not be liable for any loss or damage arising from the use of this website or reliance on the information provided.
Excluded Damages
- • Direct financial losses
- • Indirect or consequential damages
- • Lost profits or business interruption
- • Data loss or corruption
- • Third-party claims
User Responsibility
- • Verify all information independently
- • Consult with qualified professionals
- • Make informed decisions
- • Understand risks involved
- • Use services at your own risk
Third-Party Services and Links
Our website may contain links to third-party websites, services, or advertisements. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party services.
Third-Party Services
- Google Analytics
- Google AdSense
- Affiliate links
- External resources
Our Position
- We do not control third-party content
- We are not responsible for their practices
- Use third-party services at your own risk
- Review their terms and policies
Regulatory and Compliance Disclaimer
Regulatory Notice
This website is not a licensed financial institution, mortgage lender, or financial advisor. We do not originate loans, make credit decisions, or provide regulated financial services.
Compliance: Users are responsible for ensuring compliance with applicable laws and regulations in their jurisdiction.
What We Are Not
- Licensed mortgage lender
- Financial institution
- Credit reporting agency
- Government agency
What We Are
- Educational resource
- Information provider
- Calculation tool provider
- Content publisher
User Acknowledgment
By using our website and services, you acknowledge and agree to the following:
Questions About Our Disclaimers?
If you have any questions about these disclaimers or need clarification on any provision, please don't hesitate to reach out to us.
Final Legal Notice
This disclaimer is provided for informational purposes and does not constitute legal advice. The information contained herein may not reflect the most current legal developments and should not be considered as legal advice or a substitute for legal counsel.
Jurisdiction: This disclaimer is governed by and construed in accordance with the laws of the United States. Any disputes arising from this disclaimer will be subject to the exclusive jurisdiction of the courts in the United States.
Effective Date: This disclaimer is effective as of January 2024 and will remain in effect except with respect to any changes in its provisions in the future.